However, HDFC is under no obligation to update or keep the Information current. HDFC reserves the right to make modifications and alterations to this statement as may be required from time to time. This Information is subject to change without any prior notice. The Information given in this interactive is as of the date of this report and there can be no assurance that future results or events will be consistent with this Information.
The distribution of this Information in certain jurisdictions may be restricted by law, and persons in whose possession this Information comes, should inform themselves about and observe, any such restrictions.
#Retirement calculator registration
This Information is not directed or intended for distribution to, or use by, any person or entity who is a citizen or resident of or located in any locality, state, country or other jurisdiction, where such distribution, publication, availability or use would be contrary to law, regulation or which would subject HDFC and its affiliates/ group companies to any registration or licensing requirements within such jurisdiction.
This Information should not be reproduced or redistributed or passed on directly or indirectly in any form to any other person or published, copied, in whole or in part, for any purpose. HDFC and its affiliates, group companies, sales staff, financial consultants, officers, directors, and employees may have potential conflict of interest with respect to any recommendation, related information or opinions. The investment discussed or views expressed may not be suitable for all investors. Each recipient /user of this interactive should make such investigation as it deems necessary to arrive at an independent decision while making an investment and should consult his own advisors to determine the merits and risks of such investment. The recipient/ user assume the entire risk of any use made of this Information. The information being provided through this interactive is provided for your assistance/ information only and is not intended to be and must not alone be taken as the basis for an investment decision (“Information”). HDFC Life Insurance Company Limited or any of its affiliates/ group companies shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information reported by the interactive. So, it will not change if you make changes that impact your desired income in retirement.This interactive does not constitute an offer or solicitation for the purchase or sale of any financial instrument or as an official confirmation of any transaction. Your Retirement Wellness Score always assumes you are replacing 100% of your pre-retirement income. This is not a guarantee of future income. This information may be valued as of different dates. This score, and what you will have, are merely estimates based on information provided by you and several financial assumptions, including a 4.5% withdrawal rate.
The amounts you will have may differ based on your specific goals in retirement. Your Retirement Wellness Score would be 50. For example, based on your inputs you may have $1,000 per month when you retire, but your monthly pre-retirement income is $2,000. The score compares what you are estimated to have in monthly income at retirement against your estimated monthly pre-retirement income. Studies suggest replacing at least 70-85% of your income in retirement*. Your Retirement Wellness Score indicates the percentage of your pre-retirement income that is estimated to be available at the specified retirement age (based on your personalized inputs and current assumptions).
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